Golf Genius ::

Net Best 2 Balls

Setting	Value
Handicap Type	Adjustment for Relative Tee Par Difference - Rule 6.2b(i)
Handicap Allowance	95%
Card Type	Always use an 18-hole scorecard, if appropriate.

Flight 1
The tournament is using relative adjustments. The unadjusted tee is Red - Ladies (117.0 / 67.0 / 72) because we adjust fewest players.
Name	Course / Tee (SLOPE® / Course Rating™ / Par)	Handicap Index®	Playing Handicap™
4th Player (2)	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	10.5	6
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 10.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 10.5 * 117 / 113 = 10.871....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 5.871.... A handicap allowance of 95.0% is applied. The PH becomes 5.578...**. After rounding, the PH is 6.
Coate, Jamie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	15.9	11
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 15.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 15.9 * 117 / 113 = 16.462....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 11.462.... A handicap allowance of 95.0% is applied. The PH becomes 10.889...**. After rounding, the PH is 11.
Howell, Jacque	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	12.3	7
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 12.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 12.3 * 117 / 113 = 12.735....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 7.735.... A handicap allowance of 95.0% is applied. The PH becomes 7.348...**. After rounding, the PH is 7.
Niederkohr, Sandy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	10.5	6
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 10.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 10.5 * 117 / 113 = 10.871....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 5.871.... A handicap allowance of 95.0% is applied. The PH becomes 5.578...**. After rounding, the PH is 6.
Cain, Connie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	21.0	16
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 21.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 21.0 * 117 / 113 = 21.743....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 16.743.... A handicap allowance of 95.0% is applied. The PH becomes 15.906...**. After rounding, the PH is 16.
Miller, Linda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	14.8	10
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 14.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 14.8 * 117 / 113 = 15.323....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 10.323.... A handicap allowance of 95.0% is applied. The PH becomes 9.807...**. After rounding, the PH is 10.
Murray, Tracy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	13.6	9
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 13.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 13.6 * 117 / 113 = 14.081....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 9.081.... A handicap allowance of 95.0% is applied. The PH becomes 8.627...**. After rounding, the PH is 9.
Pour, Melissa	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.4	18
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.4. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.4 * 117 / 113 = 24.228....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 19.228.... A handicap allowance of 95.0% is applied. The PH becomes 18.266...**. After rounding, the PH is 18.
Bitzer, Penny	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	13.8	9
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 13.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 13.8 * 117 / 113 = 14.288....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 9.288.... A handicap allowance of 95.0% is applied. The PH becomes 8.824...**. After rounding, the PH is 9.
Dale, Marty	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	18.0	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 18.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 18.0 * 117 / 113 = 18.637....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 13.637.... A handicap allowance of 95.0% is applied. The PH becomes 12.955...**. After rounding, the PH is 13.
Flinn, Marla	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	12.1	7
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 12.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 12.1 * 117 / 113 = 12.528....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 7.528.... A handicap allowance of 95.0% is applied. The PH becomes 7.151...**. After rounding, the PH is 7.
Wynkoop, Peg	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	13.0	8
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 13.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 13.0 * 117 / 113 = 13.460....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 8.460.... A handicap allowance of 95.0% is applied. The PH becomes 8.037...**. After rounding, the PH is 8.
4th Player (8)	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	9.1	4
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 9.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 9.1 * 117 / 113 = 9.422....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 4.422.... A handicap allowance of 95.0% is applied. The PH becomes 4.201...**. After rounding, the PH is 4.
Davis, Cheryl	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	9.1	4
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 9.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 9.1 * 117 / 113 = 9.422....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 4.422.... A handicap allowance of 95.0% is applied. The PH becomes 4.201...**. After rounding, the PH is 4.
Hentges, Sandy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	17.9	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 17.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 17.9 * 117 / 113 = 18.533....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 13.533.... A handicap allowance of 95.0% is applied. The PH becomes 12.856...**. After rounding, the PH is 13.
Rice, Mary	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	20.6	16
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 20.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 20.6 * 117 / 113 = 21.329....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 16.329.... A handicap allowance of 95.0% is applied. The PH becomes 15.512...**. After rounding, the PH is 16.
Biermann, Mary	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	15.8	11
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 15.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 15.8 * 117 / 113 = 16.359....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 11.359.... A handicap allowance of 95.0% is applied. The PH becomes 10.791...**. After rounding, the PH is 11.
Comchoc, Cindi	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	14.9	10
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 14.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 14.9 * 117 / 113 = 15.427....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 10.427.... A handicap allowance of 95.0% is applied. The PH becomes 9.906...**. After rounding, the PH is 10.
Johnson, Jeanne	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	16.1	11
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 16.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 16.1 * 117 / 113 = 16.669....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 11.669.... A handicap allowance of 95.0% is applied. The PH becomes 11.086...**. After rounding, the PH is 11.
Reno, Barb	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	15.7	11
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 15.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 15.7 * 117 / 113 = 16.255....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 11.255.... A handicap allowance of 95.0% is applied. The PH becomes 10.692...**. After rounding, the PH is 11.
Krakowski, Becky	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	8.5	4
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 8.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 8.5 * 117 / 113 = 8.800....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 3.800.... A handicap allowance of 95.0% is applied. The PH becomes 3.610...**. After rounding, the PH is 4.
Nels, Daryl	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	12.0	7
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 12.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 12.0 * 117 / 113 = 12.424....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 7.424.... A handicap allowance of 95.0% is applied. The PH becomes 7.053...**. After rounding, the PH is 7.
Pratt, Cynthia	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	12.4	7
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 12.4. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 12.4 * 117 / 113 = 12.838....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 7.838.... A handicap allowance of 95.0% is applied. The PH becomes 7.446...**. After rounding, the PH is 7.
Watson, Karen	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	26.4	21
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 26.4. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 26.4 * 117 / 113 = 27.334....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 22.334.... A handicap allowance of 95.0% is applied. The PH becomes 21.217...**. After rounding, the PH is 21.

Flight 2
The tournament is using relative adjustments. The unadjusted tee is Red - Ladies (117.0 / 67.0 / 72) because we adjust fewest players.
Name	Course / Tee (SLOPE® / Course Rating™ / Par)	Handicap Index®	Playing Handicap™
Cultice, Bev	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	27.7	22
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 27.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 27.7 * 117 / 113 = 28.680....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 23.680.... A handicap allowance of 95.0% is applied. The PH becomes 22.496...**. After rounding, the PH is 22.
Knipper, Becky	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	22.1	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 22.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 22.1 * 117 / 113 = 22.882....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 17.882.... A handicap allowance of 95.0% is applied. The PH becomes 16.988...**. After rounding, the PH is 17.
Moore, Gail	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	10.6	6
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 10.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 10.6 * 117 / 113 = 10.975....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 5.975.... A handicap allowance of 95.0% is applied. The PH becomes 5.676...**. After rounding, the PH is 6.
Rutledge, Robin	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	14.6	10
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 14.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 14.6 * 117 / 113 = 15.116....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 10.116.... A handicap allowance of 95.0% is applied. The PH becomes 9.610...**. After rounding, the PH is 10.
Bailey, Linda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	25.4	20
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 25.4. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 25.4 * 117 / 113 = 26.299....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 21.299.... A handicap allowance of 95.0% is applied. The PH becomes 20.234...**. After rounding, the PH is 20.
Bodie, Chris	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	18.2	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 18.2. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 18.2 * 117 / 113 = 18.844....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 13.844.... A handicap allowance of 95.0% is applied. The PH becomes 13.152...**. After rounding, the PH is 13.
Holtz, Anne	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	14.9	10
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 14.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 14.9 * 117 / 113 = 15.427....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 10.427.... A handicap allowance of 95.0% is applied. The PH becomes 9.906...**. After rounding, the PH is 10.
Sutton, Michele	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	19.8	15
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 19.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 19.8 * 117 / 113 = 20.500....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 15.500.... A handicap allowance of 95.0% is applied. The PH becomes 14.725...**. After rounding, the PH is 15.
Brubaker, Beth	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	13.5	9
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 13.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 13.5 * 117 / 113 = 13.977....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 8.977.... A handicap allowance of 95.0% is applied. The PH becomes 8.528...**. After rounding, the PH is 9.
Ewing, Theresa	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.5	18
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.5 * 117 / 113 = 24.331....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 19.331.... A handicap allowance of 95.0% is applied. The PH becomes 18.365...**. After rounding, the PH is 18.
Schmidt, Charlene	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	22.2	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 22.2. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 22.2 * 117 / 113 = 22.985....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 17.985.... A handicap allowance of 95.0% is applied. The PH becomes 17.086...**. After rounding, the PH is 17.
Speake, Sandy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	19.9	15
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 19.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 19.9 * 117 / 113 = 20.604....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 15.604.... A handicap allowance of 95.0% is applied. The PH becomes 14.824...**. After rounding, the PH is 15.
Bly, Janet	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.3	18
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.3 * 117 / 113 = 24.124....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 19.124.... A handicap allowance of 95.0% is applied. The PH becomes 18.168...**. After rounding, the PH is 18.
Garrison, Kathy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	21.7	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 21.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 21.7 * 117 / 113 = 22.468....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 17.468.... A handicap allowance of 95.0% is applied. The PH becomes 16.594...**. After rounding, the PH is 17.
Stricker, Debbie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	17.6	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 17.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 17.6 * 117 / 113 = 18.223....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 13.223.... A handicap allowance of 95.0% is applied. The PH becomes 12.561...**. After rounding, the PH is 13.
Williams, Linda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	34.9	30
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 34.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 34.9 * 117 / 113 = 36.135....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 31.135.... A handicap allowance of 95.0% is applied. The PH becomes 29.578...**. After rounding, the PH is 30.
Ervin, Jan	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	26.8	22
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 26.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 26.8 * 117 / 113 = 27.748....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 22.748.... A handicap allowance of 95.0% is applied. The PH becomes 21.611...**. After rounding, the PH is 22.
Glancy, Marian	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	14.1	9
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 14.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 14.1 * 117 / 113 = 14.599....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 9.599.... A handicap allowance of 95.0% is applied. The PH becomes 9.119...**. After rounding, the PH is 9.
Joyce, Jeannie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.0	18
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.0 * 117 / 113 = 23.814....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 18.814.... A handicap allowance of 95.0% is applied. The PH becomes 17.873...**. After rounding, the PH is 18.
Lee, Linda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	29.3	24
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 29.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 29.3 * 117 / 113 = 30.337....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 25.337.... A handicap allowance of 95.0% is applied. The PH becomes 24.070...**. After rounding, the PH is 24.
Berger, Lisa	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	15.4	10
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 15.4. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 15.4 * 117 / 113 = 15.945....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 10.945.... A handicap allowance of 95.0% is applied. The PH becomes 10.397...**. After rounding, the PH is 10.
Fontaine (S), Sheila	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	18.5	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 18.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 18.5 * 117 / 113 = 19.154....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 14.154.... A handicap allowance of 95.0% is applied. The PH becomes 13.447...**. After rounding, the PH is 13.
Glaser, Lisa	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	21.9	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 21.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 21.9 * 117 / 113 = 22.675....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 17.675.... A handicap allowance of 95.0% is applied. The PH becomes 16.791...**. After rounding, the PH is 17.
Steffano, Shelly	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	25.5	20
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 25.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 25.5 * 117 / 113 = 26.402....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 21.402.... A handicap allowance of 95.0% is applied. The PH becomes 20.332...**. After rounding, the PH is 20.

Flight 3
The tournament is using relative adjustments. The unadjusted tee is Red - Ladies (117.0 / 67.0 / 72) because we adjust fewest players.
Name	Course / Tee (SLOPE® / Course Rating™ / Par)	Handicap Index®	Playing Handicap™
Carpenter, Mary	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	28.0	23
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 28.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 28.0 * 117 / 113 = 28.991....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 23.991.... A handicap allowance of 95.0% is applied. The PH becomes 22.791...**. After rounding, the PH is 23.
Degenhart, Angie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	17.6	13
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 17.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 17.6 * 117 / 113 = 18.223....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 13.223.... A handicap allowance of 95.0% is applied. The PH becomes 12.561...**. After rounding, the PH is 13.
Shock, Anne	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	30.1	25
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 30.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 30.1 * 117 / 113 = 31.165....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 26.165.... A handicap allowance of 95.0% is applied. The PH becomes 24.857...**. After rounding, the PH is 25.
Taylor, Glenda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	36.6	31
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 36.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 36.6 * 117 / 113 = 37.895....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 32.895.... A handicap allowance of 95.0% is applied. The PH becomes 31.250...**. After rounding, the PH is 31.
4th Player	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.7	19
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.7 * 117 / 113 = 24.538....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 19.538.... A handicap allowance of 95.0% is applied. The PH becomes 18.561...**. After rounding, the PH is 19.
Brady, Nancy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	31.9	27
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 31.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 31.9 * 117 / 113 = 33.029....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 28.029.... A handicap allowance of 95.0% is applied. The PH becomes 26.627...**. After rounding, the PH is 27.
Lane, Holly	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	27.1	22
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 27.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 27.1 * 117 / 113 = 28.059....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 23.059.... A handicap allowance of 95.0% is applied. The PH becomes 21.906...**. After rounding, the PH is 22.
Seitz, Susan	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.7	19
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.7 * 117 / 113 = 24.538....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 19.538.... A handicap allowance of 95.0% is applied. The PH becomes 18.561...**. After rounding, the PH is 19.
Fisher, Pat	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	30.7	25
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 30.7. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 30.7 * 117 / 113 = 31.786....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 26.786.... A handicap allowance of 95.0% is applied. The PH becomes 25.447...**. After rounding, the PH is 25.
Olix, Dianne	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	31.3	26
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 31.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 31.3 * 117 / 113 = 32.407....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 27.407.... A handicap allowance of 95.0% is applied. The PH becomes 26.037...**. After rounding, the PH is 26.
Padlo, Rosie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	43.9	38
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 43.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 43.9 * 117 / 113 = 45.453....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 40.453.... A handicap allowance of 95.0% is applied. The PH becomes 38.431...**. After rounding, the PH is 38.
Salyers, Phyllis	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	31.8	27
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 31.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 31.8 * 117 / 113 = 32.925....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 27.925.... A handicap allowance of 95.0% is applied. The PH becomes 26.529...**. After rounding, the PH is 27.
Benchic, Debbie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	23.1	18
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 23.1. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 23.1 * 117 / 113 = 23.917....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 18.917.... A handicap allowance of 95.0% is applied. The PH becomes 17.971...**. After rounding, the PH is 18.
Chandler, Teresa	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	35.2	30
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 35.2. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 35.2 * 117 / 113 = 36.446....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 31.446.... A handicap allowance of 95.0% is applied. The PH becomes 29.873...**. After rounding, the PH is 30.
Passidomo, Kristin	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	36.0	31
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 36.0. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 36.0 * 117 / 113 = 37.274....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 32.274.... A handicap allowance of 95.0% is applied. The PH becomes 30.660...**. After rounding, the PH is 31.
Wortham, Kay	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	22.5	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 22.5. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 22.5 * 117 / 113 = 23.296....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 18.296.... A handicap allowance of 95.0% is applied. The PH becomes 17.381...**. After rounding, the PH is 17.
Frederick, Debbie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	22.2	17
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 22.2. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 22.2 * 117 / 113 = 22.985....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 17.985.... A handicap allowance of 95.0% is applied. The PH becomes 17.086...**. After rounding, the PH is 17.
Kappel, Alicia	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	28.6	23
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 28.6. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 28.6 * 117 / 113 = 29.612....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 24.612.... A handicap allowance of 95.0% is applied. The PH becomes 23.381...**. After rounding, the PH is 23.
Ross, Tammy	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	25.3	20
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 25.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 25.3 * 117 / 113 = 26.195....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 21.195.... A handicap allowance of 95.0% is applied. The PH becomes 20.135...**. After rounding, the PH is 20.
Wentworth, Julie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	25.8	21
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 25.8. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 25.8 * 117 / 113 = 26.713....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 21.713.... A handicap allowance of 95.0% is applied. The PH becomes 20.627...**. After rounding, the PH is 21.
Baker, Sylvia	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	24.3	19
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 24.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 24.3 * 117 / 113 = 25.160....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 20.160.... A handicap allowance of 95.0% is applied. The PH becomes 19.152...**. After rounding, the PH is 19.
Fields, Linda	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	25.9	21
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 25.9. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 25.9 * 117 / 113 = 26.816....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 21.816.... A handicap allowance of 95.0% is applied. The PH becomes 20.725...**. After rounding, the PH is 21.
Jackson, Bettie	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	30.3	25
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 30.3. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 30.3 * 117 / 113 = 31.372....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 26.372.... A handicap allowance of 95.0% is applied. The PH becomes 25.053...**. After rounding, the PH is 25.
Jackson, Gloria	Urbana Country Club - 2 / Red - Ladies (117 / 67.0 / 72)	27.2	22
Note: The World Handicap System™ requires full precision to be maintained in intermediary calculations. Rounding is performed only once and as the last step. The Course Handicap™ is being calculated for All 18 holes. The initial Handicap Index® is 27.2. This player is on the Red - Ladies tee, the SLOPE® is 117, the Course Rating™ is 67.0, and the par is 72. The Course Handicap™ is calculated as *Handicap Index® SLOPE® / 113 = 27.2 * 117 / 113 = 28.162....The C.R.™ - P adjustment of 67.0 - 72 = -5.0 is applied. The resulting Course Handicap™ is 23.162.... A handicap allowance of 95.0% is applied. The PH becomes 22.004...**. After rounding, the PH is 22.